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Rate Board
Certificates of Deposit Rate APY
6 Month CD 0.15% 0.15%
12 Month CD 0.25% 0.25%
18 Month CD 0.30% 0.30%
24 Month CD 0.40% 0.40%
30 Month CD 0.45% 0.45%
36 Month CD 0.50% 0.50%
48 Month CD 1.05% 1.05%
60 Month CD
1.24% 1.25%

As of
April 7th, 2014

FDIC Insured
APY= Annual Percentage Yield
Rates Subject to Change Daily
Jumbo accounts (>$100,000) subject to management approval
**$500 Minimum Balance on all CD and IRA accounts
Early Withdrawal Penalty on all Certificates of Deposit
Interest Compounded Quarterly on CD's

This is provided for information only. Contact OCB for current rates.
OCB is not obligated to honor any errors or omissions in posted rates on its website.